Saturday, August 30, 2008

Identity Theft

To learn about the identity theft, visit these government web sites first:
  1. Federal Trade Commission goverment web site.
  2. Department of Justice: Identity Theft Quiz
Under the Fair and Accurate Transactions Act (FACT ACT), you are entitled to one free Personal Credit Report in a 12 month period. To request this free annual report online, by phone, or mail, visit

Last, subscribe the credit monitor service if you can afford or write a letter to one of three credit report agency to ask them place flag on your file and Opt out of pre-approved offers of credit or insurance. The Fraud Alert flag is valid for three months and you must renew.
  1. Equifax
  2. Experian
  3. TransUnion

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