Identity Theft

To learn about the identity theft, visit these government web sites first:

1. Federal Trade Commission goverment web site.
2. Department of Justice: Identity Theft Quiz

Under the Fair and Accurate Transactions Act (FACT ACT), you are entitled to one free Personal Credit Report in a 12 month period. To request this free annual report online, by phone, or mail, visit www.annualcreditreport.com.

Last, subscribe the credit monitor service if you can afford or write a letter to one of three credit report agency to ask them place flag on your file and Opt out of pre-approved offers of credit or insurance. The Fraud Alert flag is valid for three months and you must renew.

1. Equifax
2. Experian
3. TransUnion